Albert Had a Terminal Illness Which Required Almost Constant Nursing

question 9

Multiple Choice

Albert had a terminal illness which required almost constant nursing care for the remaining two years of his estimated life, according to his doctor. Albert had a life insurance policy with a face amount of $100,000. Albert had paid $25,000 of premiums on the policy. The insurance company has offered to pay him $80,000 to cancel the policy, although its cash surrender value was only $55,000. Albert accepted the $80,000. Albert used $15,000 to pay his medical expenses. Albert made a miraculous recovery and lived another 20 years. As a result of cashing in the policy:

• A) Albert must recognize $55,000 of gross income, but he has $15,000 of deductible medical expenses.
• B) Albert must recognize $65,000 ($80,000 - $15,000) of gross income.
• C) Albert must recognize $40,000 ($80,000 - $25,000 - $15,000) of gross income.
• D) Albert is not required to recognize any gross income because of his terminal illness.
• E) None of these.

Understand the characteristics of individuals who are more or less likely to join a cult.

Apply Sternberg's triangular theory of love to analyze relationships.

Understand the concept of cognitive dissonance and strategies to reduce it.

Identify effective components of persuasive messages, particularly in relation to fear.

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Definitions:

Reinforcement Schedule

A pattern that determines how often a desired behavior is reinforced in operant conditioning, influencing how quickly and robustly that behavior is learned.

Negative Reinforcement

A behavioral principle where the removal of an unfavorable outcome or stimulus strengthens a desired behavior.

Operant Conditioning

A learning method that uses rewards and punishments to shape behavior.

Unpleasant Consequence

A negative outcome or result that follows a specific action or condition.