Which of the Following Would Be LEAST Likely to Lower

question 63

Multiple Choice

Which of the following would be LEAST likely to lower the interest rate that a bank offers a borrower?

• A) The borrower is judged to have a low degree of risk.
• B) The expected inflation rate is expected to be low.
• C) The investment will be for a long period of time.
• D) The number of borrowers seeking funds is low.

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Definitions:

Genetic Makeup

The set of genes or genetic information that an individual inherits from their parents, which contributes to their physical and psychological traits.

Shared Environment

Aspects of the environment that individuals living together share, affecting their development and traits in a similar manner.

Environmental Factors

Elements outside the individual, such as social, cultural, and physical environments, that can influence one's behavior and development.

Personality Traits

Enduring patterns of thought, feeling, and behavior that characterize an individual and differentiate them from others.