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Refer to the following graph that describes income and consumption patterns over a typical life cycle to answer the following questions:
-Which part of the accompanying graph depicts borrowing?
Performance Reviews
Formal assessments where an employee's work performance is evaluated and discussed to identify strengths and areas for improvement.
Strong Points
Distinguished abilities or attributes that give an individual or organization a competitive advantage.
Performance Objectives
Specific goals set for employees or departments to achieve which are intended to enhance productivity and effectiveness.
Performance Reviews
Systematic evaluations of employees' work performance, often involving feedback sessions between employees and their supervisors to discuss achievements and areas for improvement.
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