Thrift Institutions Encountered Serious Difficulties in the 1970s Because

question 144

Multiple Choice

Thrift institutions encountered serious difficulties in the 1970s because:

• A)money market mutual funds became serious competitors for their deposits.
• B)the U.S.Treasury deposited larger sums of money than the thrift institutions could effectively manage.
• C)the interest rates they had to pay on deposits began to fall.
• D)each of the largest banks increased the pressure on the thrifts by building a nationwide network of branch banks.
• E)the FDIC increased the reserve requirement for thrifts.

Comprehend different coping strategies, including problem-solving and managing stressors.

Recognize the concept of person-environment fit in stress theory.

Define and differentiate between allostatic, homeostatic, and stress responses in the body.

Identify various triggers of stress, including role conflicts and demands.

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Definitions:

Shutdown Point

The level of production and price point at which a company's revenue from goods sold is equal to the variable cost of production, making operations financially unsustainable in the short term.

Shutdown Point

The level of output and price at which a firm's total revenue is equal to its total variable costs, below which the firm will decide to cease production in the short run.

Break-even Point

The point at which total costs and total revenue are equal, meaning there is no net loss or gain.

Long-run Supply Curve

A graphical representation showing the relationship between the price level and the quantity of output that producers are willing to supply, taking into account all factors of production can be varied.