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Many people prefer debit cards to checks because:
Temperament
An individual's innate personality traits and characteristic ways of reacting to the environment, often noticeable from infancy.
Second-born
Refers to the child that is born second in order within a family, following the first-born.
Existential Import
The presumption that a statement implies the existence of the subject it mentions.
Modern View
A contemporary perspective or understanding of a subject, reflecting the latest developments or ideas.
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