Which of the Following Is Adverse Selection

question 9

Multiple Choice

Which of the following is adverse selection?

• A)the risk associated with selecting stocks in only a few specific companies
• B)the risk that a person will become overconfident in his ability to select stocks
• C)a high-risk person being more likely to apply for insurance
• D)after obtaining insurance a person having less incentive to be careful

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Definitions:

Elder Neglect

Occurs when a person fails to provide an older person with the necessities of life, such as food, clothing, shelter, medical attention, personal care, and required supervision.

Sexual Elder Abuse

Occurs when an older adult is forced to engage in sexual activity; this may include verbal suggestive behaviour, sexual touching, sex without consent, or not respecting a person’s privacy.

Systemic Ageism

Behaviour, policies, or practices that discriminate based on age; can be intentional or unintentional.

Cultural Greywashing

Refers to the marginalization and overgeneralizations made about older adults that result in extreme stereotyping.