A Bank Has $200,000 in Deposits and $190,000 in Loans

question 130

Multiple Choice

A bank has $200,000 in deposits and $190,000 in loans. It has loaned out all it can. It has a reserve ratio of

• A)2.5 percent.
• B)5 percent.
• C)9.5 percent.
• D)10 percent.

Recognize the ethical considerations and potential consequences of using Organizational Behavior Modification (OB Mod) strategies.

Assess the implications of incentive compensation, such as bonuses and profit-sharing, on employee motivation.

Evaluate the role of punishment and negative reinforcement in modifying behavior.

Grasp the significance of immediate and contingent reinforcement for sustaining desirable behavior.

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Definitions:

Writing Clearly

The practice of conveying messages in a straightforward and understandable manner, ensuring that the intended audience easily comprehends the text.

Effective PR

Effective PR encompasses strategies and tactics used by organizations to communicate positively with the public, clients, and stakeholders to maintain or enhance their reputation.

Unexpected Crises

Unforeseen events or emergencies that significantly impact an organization, requiring immediate and effective response strategies.

Social Media Skills

The capabilities and expertise required to effectively use social media platforms, including content creation, engagement strategies, and analytics monitoring.