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If the reserve ratio is 8 percent, banks do not hold excess reserves, and people do not hold currency, then when the Fed purchases $20 million of government bonds, bank reserves
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Bystander Effect
A social psychological phenomenon where individuals are less likely to offer help to a victim when other people are present, often due to a diffusion of responsibility.
Emergency Situation
An unexpected and often dangerous situation that requires immediate action.
Antisocial Peer Group
A group of peers engaged in behaviors that are against societal norms and laws, often leading to negative influences.
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