The Present Value of $4,000 to Be Received Three Years

question 61

Multiple Choice

The present value of $4,000 to be received three years from now and earning a 12 percent return (rounded) is

• A)$2,848.
• B)$2,520.
• C)$4,880.
• D)$5,440.

---

Definitions:

Employment Barriers

Challenges or obstacles that prevent individuals from gaining employment, such as discrimination, lack of experience, or inadequate education.

People With Disabilities

Individuals experiencing physical, mental, cognitive, or sensory impairments that may hinder their full and effective participation in society on an equal basis with others.

Direct Discrimination

Unequal treatment of someone based on protected characteristics like race, gender, or age in a way that is overt and explicit.

Pregnant Server

A waitress or server in a restaurant or similar establishment who is expecting a child.