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Carol borrows $20,000 from the bank. For a five year loan, the bank requires annual end-of-year payments of $4,878.05. The annual interest rate on the loan is
Flatworm
A group of simple, soft-bodied invertebrates that belong to the phylum Platyhelminthes, characterized by their flattened bodies and lack of specialized respiratory and circulatory systems.
Ammonia
A compound of nitrogen and hydrogen (NH3) that is a byproduct of the metabolism of animals and is used in various industrial processes.
Metanephridial Organs
Metanephridial organs are excretory structures in some invertebrates, including annelids, that filter fluid directly from the animal's body cavity.
Mollusks
Invertebrates with a soft body, often protected by a hard shell, belonging to the phylum Mollusca, which includes snails, clams, and squids.
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