An Applicant's Capacity to Repay the Requested Credit Is Shown

question 185

Multiple Choice

An applicant's capacity to repay the requested credit is shown by

• A) bank account balances.
• B) the level of assets the applicant can pledge toward the loan.
• C) the applicant's payment history.
• D) financial statement analysis.

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Definitions:

Electron Acceptor

An electron acceptor is a chemical entity that accepts electrons transferred to it from another compound. It is crucial in redox reactions and processes such as respiration.

NADH

Nicotinamide adenine dinucleotide (NADH) is a coenzyme found in all living cells that is involved in redox reactions, carrying electrons from one reaction to another.

Fructose-1,6-bisphosphate

An important sugar molecule involved in glycolysis, the metabolic pathway that converts glucose into pyruvate, releasing energy.

Phosphate Groups

Chemical groups containing one phosphorus atom bonded to four oxygen atoms, important for energy transfer and storage in cells.