The Credit Applicant's Character Includes All of the Following EXCEPT

question 29

Multiple Choice

The credit applicant's character includes all of the following EXCEPT

• A) a moral commitment to pay.
• B) their level of liquid assets.
• C) pending legal judgments.
• D) their past payment history.

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Definitions:

Manipulated

Altered or controlled by someone or something in a skillful or sometimes deceitful manner.

Projective Tests

Psychological assessments that use ambiguous stimuli to uncover hidden emotions and internal conflicts.

Accurate

Accurate pertains to the correctness, precision, or truthfulness of information, measurements, or representations.

Objective

A goal or aim that is based on factual criteria, often measurable and unbiased.