An Applicant's Capacity to Repay the Requested Credit Is Shown

question 185

Multiple Choice

An applicant's capacity to repay the requested credit is shown by

• A) bank account balances.
• B) the level of assets the applicant can pledge toward the loan.
• C) the applicant's payment history.
• D) financial statement analysis.

---

Definitions:

Warning Defect

A flaw in the way a product is marketed or labeled that fails to adequately warn users of potential risks or hazards associated with its use.

Food and Drug Administration

A federal agency of the United States Department of Health and Human Services, responsible for protecting and promoting public health through the control and supervision of food safety, tobacco products, dietary supplements, prescription and over-the-counter pharmaceutical drugs, vaccines, biopharmaceuticals, medical devices, and veterinary products.

Consumer Product Safety Commission

A U.S. federal agency responsible for protecting the public against unreasonable risks of injuries and deaths associated with consumer products.

National Highway Transportation Safety

A U.S. government agency that focuses on achieving the highest standards of safety on the nation's roads and highways.