The Credit Applicant's Character Includes All of the Following EXCEPT

question 29

Multiple Choice

The credit applicant's character includes all of the following EXCEPT

• A) a moral commitment to pay.
• B) their level of liquid assets.
• C) pending legal judgments.
• D) their past payment history.

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Definitions:

Consciously Aware

Being fully aware of one's thoughts, feelings, and environment in the present moment.

Automatic Attitudes

Immediate and instinctive evaluations that occur without conscious awareness towards people, objects, or issues.

Evaluative Responses

Positive or negative reactions, judgments, or assessments made in response to a particular stimulus or situation.

Broad Assortment

A wide or extensive range of different items, types, or categories, often presented together for choice or comparison.