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The times interest earned ratio is computed by dividing
Racism
Bias, unfair treatment, or hostility towards an individual from another race, stemming from the conviction that one's own race is superior.
White Privilege
The societal benefits and advantages that white people have over non-white people, often unconsciously or inadvertently, in many social, political, and economic arenas.
Color-blindness
In societal context, it refers to the ideology that disregards racial characteristics when considering people's rights, opportunities, and social interactions.
Whiteness
A social construct that privileges white people and is often associated with societal norms, values, and practices.
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