Write a cryptogram for the message "TWO IF BY LAND" using the matrix 
. Show all your work.
Definitions:
Behavior
Observable, coordinated responses to environmental stimuli.
Stimulus-Response
A concept in psychology and physiology describing how organisms respond to stimuli in their environment.
Operant Conditioning
Learning that results from rewarding or reinforcing a particular behavior.
Genetics
The branch of biology that studies genes, genetic variation, and heredity in organisms, explaining how traits are passed from parents to offspring.
Q3: options are most valuable when the underlying
Q3: Suppose the December CBOT Treasury bond futures
Q4: Unlike bonds, the cost of preferred stock
Q9: Find all solutions of the given equation
Q13: investors prefer firms that retain most of
Q16: Which one of the following would NOT
Q19: cash conversion cycle (CCC) combines three factors:
Q28: Synchronization of cash flows is an important
Q33: Which of the following statements is most
Q44: Find the sales necessary to break even