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Using the following partial table of present value of $1 at compound interest, determine the present value of $20,000 to be received four years hence with earnings at the rate of 12% a year: ?
Aggressive Tone
A manner of communication that is forceful or confrontational, often perceived as hostile.
Long Apologies
Extended expressions of regret that are often more detailed and seek to fully acknowledge wrongdoing and seek forgiveness.
Polite Tone
A manner of speaking or writing that is respectful and considerate, often used to convey goodwill and avoid conflict.
Encouraging Response
A reply that provides support, hope, or motivation, often boosting the recipient's confidence and morale.
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