Examlex
Which of the following are examples of attitudes and rationalizations used to justify a fraud?
Reserve Requirement
A regulation that sets the minimum fraction of customer deposits and notes that each bank must hold as reserves, rather than loaning out or investing.
Loans
Borrowed sums of money that must be repaid with interest over a predetermined period.
Reserve Ratio
The portion of depositors' balances that banks must have on hand as cash, set by central banking authorities to ensure liquidity and stability in the banking system.
Additional Reserves
The excess funds that banks hold over the required minimum to meet reserve requirements set by a central bank.
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