Joyce, Age 40, and Sam, Age 42, Who Have Been

question 6

Multiple Choice

Joyce, age 40, and Sam, age 42, who have been married for seven years, are both active participants in qualified retirement plans.Their total AGI for 2019 is $130,000.Each is employed and earns a salary of $65,000.What are their combined deductible contributions to traditional IRAs?

• A)$0
• B)$3,000
• C)$4,000
• D)$12,000
• E)None of the above

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Definitions:

Prefrontal Cortex

The part of the frontal lobes of the brain involved in complex behaviors including planning, decision making, and moderating social behavior.

CS-CR Association

The learned association between the conditioned stimulus (CS) and the conditioned response (CR) in classical conditioning.

Pavlovian Conditioning

The association of a response with an environmental event as the result of pairing that event (conditioned stimulus, or CS) with a biologically significant event (unconditioned stimulus, or UCS).

Operant Conditioning

When a specific response produces reinforcement and the frequency of the response determines the amount of reinforcement obtained.