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What Is the Maximum Amount a 30-Year-Old Taxpayer and a 35-Year-Old

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Essay

What is the maximum amount a 30-year-old taxpayer and a 35-year-old spouse can put into a Traditional or Roth IRA for 2019, assuming they earn $50,000 in total and are not covered by pension plans?


Definitions:

Credit Customer

A customer who purchases goods or services on credit, paying for them at a later date.

Asset Account

An account that records tangible or intangible items owned by a business which have value.

Liability Account

An accounting record that captures the amounts a company owes to creditors or other parties, reflecting the company's future obligations.

General Ledger

The comprehensive set of accounts that summarizes all transactions occurring within an organization, serving as the foundation for financial reporting.

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