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The contractual interest rate is always stated as a(n)
HIV-Positive
The status of having been diagnosed with the Human Immunodeficiency Virus, which attacks the immune system and can lead to AIDS if not treated.
Legal Duty
An obligation enforced by law, requiring individuals to act (or refrain from acting) in a certain manner.
ACA Code
The ethical guidelines and professional standards set by the American Counseling Association for counselors and counseling students.
Legal Rights
The entitlements and protections granted to individuals by law, ensuring fair treatment under the legal system.
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