Res Ipsa Loquitur Is a Type of _____ Tort

question 31

Multiple Choice

Res ipsa loquitur is a type of _____ tort.

• A) contractual
• B) intentional
• C) nonintentional
• D) professional

Understand the role and implications of coinsurance, pro rata, and other clauses in managing and distributing insurance losses.

Recognize the requirements and conditions for insurable interest in property and life insurance policies.

Identify conditions under which policy reformation or adjustments occur due to misunderstanding or omissions.

Understand the circumstances under which insurers are obligated to pay or deny claims and the implications for policyholders.

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Definitions:

Adrenal Glands

Paired endocrine glands located above the kidneys that produce hormones such as adrenaline and cortisol, crucial for stress response and metabolism.

Parathyroid Hormone

A hormone produced by the parathyroid glands responsible for the regulation of calcium levels in the blood and bone metabolism.

Osteoclast Activity

The process by which osteoclasts break down bone tissue, releasing minerals into the blood and reshaping bones.

Phosphate

Phosphate is an inorganic chemical and a salt of phosphoric acid, playing vital roles in biological molecules like DNA and ATP.