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List the principal advantages of electronic funds transfers.
Novel Features
Characteristics or aspects of something that are new, original, or unusual.
Uncertainty
The state or quality of being unsure or having doubts.
Agency
An individual's capacity to act independently and make their own free choices, influencing their environment and future.
Pathways
Routes or courses which lead from one place to another, often used metaphorically to describe routes to achieving goals or understanding processes.
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