Use the following tables to calculate the present value of a $25,000, 7%, five-year bond that pays $1,750
($25,000 × 7%) interest annually, if the market rate of interest is 7%Present Value of $1 at Compound Interest 
Present Value of Annuity of $1 at Compound Interest 
Definitions:
Early-Selection Model
A theory in cognitive psychology suggesting that information is filtered, or selected for further processing, early in the perceptual process.
Late-Selection Model
A theory in cognitive psychology suggesting that the selection of information for final processing occurs late in the processing sequence.
Acoustic-Blocking Model
A theoretical hypothesis suggesting interference in the processing of sounds or verbal information can impede learning or comprehension.
Retrieval
Retrieving and elevating stored information into one's consciousness from memory.
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