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Conclusions drawn from a sample survey apply
Excess Reserves
The capital reserves held by a bank or financial institution in excess of what is required by regulators, creditors or internal controls.
Private Individuals
Persons or entities that are not part of the government or public sector, typically referring to ordinary citizens or privately owned entities.
Money Supply
The aggregate quantity of monetary assets within an economy at a determined point in time.
Required Reserve Ratio
The fraction of deposits that banks are obligated to hold in reserve, either in their vaults or at the central bank, and not loan out.
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