The Case in Point on Terminal Illness and Life Insurance

question 115

Multiple Choice

The Case in Point on Terminal Illness and life insurance makes the point that:

• A)people who are terminally ill are taken advantage of by financial investors who purchase their life insurance policies.
• B)most states outlaw the viatical industry because the companies that purchase the life insurance policies of terminally ill patients don't have the funds to pay the premiums.
• C)viatical firms and financial investors share a win-win situation with terminally ill patients with whom they do business.
• D)a financial investor who pays more than 80 percent of the face value of an insurance policy is probably dealing with a patient that has a good chance of recovering from his or her illness.

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Definitions:

Pleasant Event

An occurrence or activity that brings joy, satisfaction, or positive feelings to an individual.

Unpleasant Event

An occurrence that is not enjoyable or satisfying, often causing discomfort or distress.

Primary Reinforcer

A naturally reinforcing item or factor, such as food or water, that does not require learning to be effective in increasing the likelihood of a response.

Secondary Reinforcer

A stimulus that becomes reinforcing through its association with a primary reinforcer; also known as a conditioned reinforcer.