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Using slightly different notation than in the text, we could say that the present value (PV) of a payment n years in the future (FV) , given interest rate (r) , is given by the equation:
Cyberbullying
The use of digital technologies, such as the internet and mobile phones, to bully, harass, or intimidate individuals.
Technology Addiction
A compulsive behavior pattern related to the overuse of technology, leading to negative social, emotional, or physical consequences.
Security Breach
An incident that results in unauthorized access to data, applications, networks, or devices, potentially leading to the exposure of confidential information.
Insider
A person within an organization who has specialized knowledge or access to confidential information.
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