The Case in Point on Terminal Illness and Life Insurance

question 115

Multiple Choice

The Case in Point on Terminal Illness and life insurance makes the point that:

• A)people who are terminally ill are taken advantage of by financial investors who purchase their life insurance policies.
• B)most states outlaw the viatical industry because the companies that purchase the life insurance policies of terminally ill patients don't have the funds to pay the premiums.
• C)viatical firms and financial investors share a win-win situation with terminally ill patients with whom they do business.
• D)a financial investor who pays more than 80 percent of the face value of an insurance policy is probably dealing with a patient that has a good chance of recovering from his or her illness.

Appreciate the complexities involved in the early 19th-century westward expansion and its consequences.

Understand the expectations and assumptions about the end of slavery in America prior to 1800.

Recognize the impact of the cotton industry on the U.S. market revolution and the expansion of slavery.

Identify the significant urban population growth and the demographic shifts in the U.S. during the mid-19th century.

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Definitions:

Physiological Needs

Physiological needs are the basic physical requirements essential for human survival, including air, water, food, shelter, sleep, and clothing.

Safety

A state of being secure, free from danger, risk, or injury.

Esteem

The regard in which an individual or entity is held, typically in terms of admiration or respect.

Incentive Approaches

Strategies or methods that utilize rewards or incentives to motivate behavior or performance.