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Genes are
Present Value
The present worth of a future amount of money or series of cash inflows based on a certain return rate.
Retirement Annuities
Financial products that provide a stream of payments to individuals after retirement, typically funded through premiums paid over time.
Compounded Semiannually
Interest on a loan or investment calculated twice a year, adding each interest payment to the principal amount before the next calculation.
Semiannual
Pertaining to an event or action occurring twice a year, often used in the context of payments or interest calculations.
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