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The scientific explanation for the diversity seen in nature is
Risk-Free Rate
is the theoretical return on an investment with no risk of financial loss, typically represented by the yield on government securities such as U.S. Treasury bills.
Expected Return
The anticipated yield or gain from an investment over a certain period based on historical data or probabilistic estimates, which may not be guaranteed.
Market Return
The total return on an investment, including dividends and capital gains, over a specific period, reflecting the overall performance of the financial market.
Risk-Free Rate
The theoretical return of an investment with zero risk, typically represented by the yield on government bonds.
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