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Discounted cash flow techniques include all of the following except
Grandparents
The parents of one's parents, often playing significant roles in family support, heritage, and intergenerational learning.
Foster Parents
Individuals or couples who provide a caring and nurturing environment for children temporarily separated from their biological families.
Adoption Agencies
Organizations that facilitate the process of placing children with persons or families who wish to adopt.
Military Families
Families where one or more members serve in the armed forces, often facing unique challenges such as frequent relocations and deployment-related separations.
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