Under the Fair Debt Collection Practices Act,a Collection Company Is

question 24

Multiple Choice

Under the Fair Debt Collection Practices Act,a collection company is legally permitted to:

• A) call the debtor between 8 a.m. and 9 p.m.
• B) call acquaintances of the debtor to locate the debtor.
• C) contact the debtor at work if not prohibited by the employer.
• D) All of the above are permissible.

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Definitions:

Biological Rhythms

Natural cycles of the body that regulate physiological processes and behavior, including the sleep-wake cycle and hormonal release patterns.

Atonia

A state of muscle relaxation wherein there is an absence of normal muscle tone or strength, often observed during REM sleep or certain neurological conditions.

Cataplexy

A sudden and temporary loss of muscle tone triggered by strong emotions, often associated with narcolepsy.

Zeitgebers

External or environmental cues, such as light and temperature, which help regulate biological rhythms through entrainment.