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Ethnic Minorities
Groups within a community who have different national or cultural traditions from the main population, often having distinct language, religion, or heritage.
Working Poor
Describes individuals who are employed but whose earnings are not sufficient to lift them above the poverty threshold.
Federal Housing Policy
Government actions and regulations aimed at ensuring access to housing, improving housing affordability, and promoting fair housing practices.
Mortgage Interest Deductions
A tax deduction that homeowners can take for the interest paid on a mortgage for their residence, which reduces taxable income.
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