Which of the Following Practices by a Credit Card Company

question 91

Multiple Choice

Which of the following practices by a credit card company results in lower interest charges to the cardholder?

• A) The card company states interest as a monthly percentage rather than an annual percentage.
• B) The card company allows a grace period before interest is accrued.
• C) The card company allows cardholders to skip payments on their cards.
• D) The card company calculates finance charges from the date of purchase to the date the amount is paid.

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Definitions:

Agreeableness

A personality trait in the Big Five personality model characterized by qualities such as kindness, warmth, cooperation, and empathy towards others.

Dimensional Approach

A method of understanding mental health disorders by considering them on a continuum or spectrum rather than categorizing them as either present or absent.

DSM-5

The Diagnostic and Statistical Manual of Mental Disorders, Fifth Edition, a comprehensive classification system for mental disorders used by healthcare professionals.

Negative Affectivity

is a personality trait involving the experience of negative emotions and poor self-concept.