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Summarize either Ms. Schnabel's or Mr. Warren's statement to be included on the Witness
Information Cover Sheet for the case file.
Traditional Health Insurance
Health care coverage that typically requires the insured to pay premiums, deductibles, and copayments, and in return provides benefits for a wide range of medical services.
Qualified Plan
A retirement plan that meets requirements established by the Internal Revenue Code and ERISA, providing tax advantages and benefits.
Highly Compensated Employees
Individuals who receive a high level of compensation from their employers, often defined by specific legal or regulatory standards.
Cafeteria-Style Plan
A type of employee benefit plan that allows workers to choose from a variety of pre-tax benefits, akin to selecting food in a cafeteria.
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