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Excess Reserves
Capital reserves held by banks that surpass the minimum reserve requirements, providing liquidity and stability to the banking system.
Money Supply
The total quantity of monetary assets available in an economy at a specific time, including notes, coins, and balances held in checking and savings accounts.
Discount Rate
The cost imposed on banks and similar entities for borrowing funds from the Federal Reserve's discount window.
Commercial Banks
Financial institutions that offer a wide range of services, including accepting deposits, providing loans, and other investment products to individuals and businesses.
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