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The total cost of interest is equal to the total of all monthly payments:
Negative Reinforcement
A behavioral principle where the removal of an unfavorable event or outcome after the display of a behavior increases the likelihood of that behavior being repeated in the future.
Latent Learning
Learning that occurs without any obvious reinforcement or immediate demonstration of the learned behavior.
Obvious Reinforcement
Refers to a reinforcement that is clearly and directly related to a specific behavior, making the consequences of the behavior apparent.
Operant Conditioning
A learning process through which the strength of a behavior is modified by reinforcement or punishment.
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