The Discount Rate Is

question 74

Multiple Choice

The discount rate is

• A)the interest rate the Fed charges banks.
• B)one divided by the difference between one and the reserve ratio.
• C)the interest rate banks receive on reserve deposits with the Fed.
• D)the interest rate that banks charge on overnight loans to other banks.

Identify events that precede problematic behaviors (antecedents).

Recognize common role and developmental transitions in adulthood and childhood that may cause stress.

Know the primary sources of information for client assessments.

Understand the emphasis on strengths and empowerment in assessments.

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Definitions:

Unfriendly

Characterized by a lack of friendliness or warmth; often describes behavior that is cold, distant, or hostile.

Embarrassed

A feeling of discomfort or self-consciousness caused by a perceived mistake or inadequacy in front of others.

Scapegoat Theory

A social psychology concept explaining that individuals or groups are unfairly blamed for problems or negative outcomes, often to divert attention from the true causes.

Group

An ensemble of persons who engage in interaction, have alike features, and as a whole experience a sense of cohesion or identity.