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According to your text,the biggest change in litigation in the last decade has been
Paper Dollar
A term referring to United States currency notes made of paper, as opposed to coins or digital currency.
Collectibles
Items of personal or aesthetic value, often rare or unique, that are sought after and collected by enthusiasts.
Reserve Ratio
The reserve ratio is the portion of depositors' balances that banks must have on hand as cash, determined by central banks to ensure stability and liquidity.
Reserves
Funds or material set aside or saved for future use, often referring to cash or other assets held by a bank or a company.
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