Monte, Inc. recorded operating data for its Sandtrap division for the year. Monte requires its return to be 9%. 
How much is ROI for the year?
Definitions:
Expertise
The skilled knowledge or proficiency in a particular area or field gained through experience or training.
Detrimental Effects
Negative impacts or outcomes resulting from a particular action or condition.
Skill
The ability acquired through practice, training, or experience to do something well.
Flexibility
The quality of being able to bend easily without breaking, often referring to the body's ability to move through its complete range of motion without injury.
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