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A debit memorandum would not be issued by the bank for
Phobias
An intense, irrational fear of specific objects, activities, or situations.
Generalized Anxiety Disorder
A mental health disorder characterized by persistent and excessive worry about a number of different things.
Obsessive-Compulsive Disorder
A mental health disorder characterized by recurrent, unwanted thoughts (obsessions) and repetitive behaviors (compulsions) that the individual feels driven to perform.
Panic Attack
A sudden onset of intense fear or discomfort, often accompanied by physical symptoms such as rapid heartbeat and shortness of breath.
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