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Below is information obtained from Carver's 2016 annual report: Required:
Compute the ROE for 2015 and 2016 using the DuPont model.
Mobile Phone Calls
Telephone calls made using mobile devices, allowing for communication without the need for fixed lines.
Hiring Professionals
The act of employing individuals with specialized skills or knowledge for a specific role.
Conservative Clothing
Apparel that is modest, traditional, and typically adheres to formal or professional dress codes.
Dark Blue Suit
A formal attire choice often associated with professionalism and trustworthiness, typically worn in business settings.
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