Usury Laws Are Designed to Protect Consumers from

question 44

Multiple Choice

Usury laws are designed to protect consumers from

• A)obtaining loans to gamble on credit.
• B)taking insurance polices out on the life of another.
• C)companies charging excess interest on loans.
• D)professionals practicing a trade without a valid license.

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Definitions:

Melancholic

A temperament characterized by deep, pensive sadness or contemplation, often connected to artistic or creative endeavors.

Phlegmatic

A temperament characterized by a calm, reliable, and even-keeled personality, often associated with a high threshold for emotional excitability.

Sanguine

Characterized by optimism or a positive attitude, especially in an apparently bad or difficult situation.

Self-Efficacy

An individual's belief in their capacity to execute behaviors necessary to produce specific performance attainments.