If a Bank Has Required Reserves of $45,000,000,excess Reserves of $12,000,000,and

question 81

Multiple Choice

If a bank has required reserves of $45,000,000,excess reserves of $12,000,000,and deposits of $90,000,000 with a required reserve ratio of 50 percent,how much can the bank lend out?

• A) $12,000,000
• B) $45,000,000
• C) $57,000,000
• D) $102,000,000
• E) $147,000,000

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Definitions:

Token Economy

A behavior modification system used in educational and therapeutic settings, involving the rewarding of desired behaviors with tokens that can be exchanged for various privileges or rewards.

Participant Modeling

Technique in which a model demonstrates the desired behavior in a step-by-step, gradual process while the client is encouraged to imitate the model.

Systematic Desensitization

is a behavioral therapy technique used to reduce fear or anxiety by gradually exposing the patient to the fear object or context.

Extinction

In psychology, the gradual weakening and eventual disappearance of a conditioned response when the conditioned stimulus is no longer paired with the unconditioned stimulus.