Under the Fair and Accurate Credit Transactions Act (FACTA)

question 28

Multiple Choice

Under the Fair and Accurate Credit Transactions Act (FACTA) ,

• A)a creditor may not discriminate against a borrower on the basis of race,sex,religion,or age.
• B)a debt collector may not harass or abuse debtors.
• C)a credit card company must promptly investigate and respond to any consumer complaints about a credit card bill.
• D)a consumer has the right to obtain one free credit report every year from each of the three major reporting agencies.

Understand the causes and processes of memory failure.

Identify different types of amnesia and their effects on memory.

Recognize the role of encoding, storage, and retrieval in memory formation and recall.

Explain the concept of interference and its types (proactive and retroactive) in memory.

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