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__________Are Organisms Such as Earthworms, Millipedes, and Other Scavengers That

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__________are organisms such as earthworms, millipedes, and other scavengers that eat waste products and dead organic matter.


Definitions:

Stated Interest Rate

The interest rate specified on a loan or investment agreement, not accounting for compounding or fees.

Prevailing Rate

The current interest rate or wage rate for a particular industry or geographic location.

Present Value

The value today of a sum of money or cash flows expected in the future, discounted at a certain rate of return.

Maturity Value

The amount that will be paid out or received, including principal and interest, upon the expiration or maturity of a financial instrument.

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