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After the beginning of the 2008 recession, excess reserves rose significantly. This increase most likely:
Purposeful Lifestyle
Leading a life marked by intentional and meaningful actions that reflect one's values and goals.
Sacraments
Sacred religious rites recognized as means of divine grace, such as baptism and communion, in Christian theology.
Spiritual Needs
The intrinsic human quest for meaning, purpose, and connection to something greater than oneself, which can be crucial for well-being.
Decisional Conflict
The psychological state of uncertainty and indecision faced by individuals when making complex decisions, especially when the choices involve risk, loss, or challenge to personal values.
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