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The interest rate effect helps to explain why:
Standard Deviation
A parameter that quantifies the range or distribution of values in a dataset.
Raw Score
The original, unmodified or unstandardized score obtained in a measurement or test.
Z-scores
Standardized scores that measure the distance of a data point from the mean, expressed in terms of standard deviations.
Shaded Area
In graphical representations, the region covered by a pattern or color to emphasize or illustrate specific data areas or values.
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