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According to critical social science perspective CSS) , humans are fundamentally
Unauthorized Signatures
Signatures made without the proper permission or authority, potentially voiding or bringing into question the validity of the document signed.
Alterations
Changes or modifications made to documents, clothing, property, or other objects, often requiring consent or agreement when concerning legal or contractual matters.
Oral Stop Payment Order
A verbal instruction given to a bank requesting that payment on a check or other financial instrument be stopped.
Clearinghouse
An intermediary agency or institution that facilitates the exchange and settlement of financial transactions among different entities.
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