John, a Teenager Who Is into Substance Abuse, Is Counseled

question 2

Multiple Choice

John, a teenager who is into substance abuse, is counseled by a motivational counselor. The counselor in the course of counseling does assessment of his change and gives feedback. What is the therapy received by John?

• A) Motivational Enhancement Therapy
• B) Motivational interviewing
• C) Empathy
• D) Change talk

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Definitions:

Interest Paid

The amount paid by a borrower to a lender for the privilege of using borrowed money, typically expressed as an annual percentage of the loan outstanding.

Bond Discount

The gap between the nominal value of a bond and the price it fetches on the market when it is sold for an amount lower than its nominal value.

Straight-Line Amortization

A method of systematically reducing the cost value of an intangible asset over its useful life by charging equal expense amounts to each accounting period.

Effective-Interest Method

A method of calculating the interest expense on a bond or loan by applying the constant interest rate to the outstanding balance of the debt for each period.